Guides
Plain-English explanations of UK tax rules - written for people, not accountants.
Understanding Your Payslip
A line-by-line walkthrough of every figure on a UK payslip — gross pay, income tax, National Insurance, pension, student loan and more.
Tax Codes Explained
What every letter and number in your HMRC tax code means, why it might be wrong, and how to get it corrected.
Student Loan Repayments Guide
How student loan repayments work through PAYE — which plan you are on, the repayment thresholds, when it gets written off, and how it interacts with your tax.
Pension Contributions and Tax Relief
How workplace and personal pensions save you tax, the difference between salary sacrifice and relief at source, annual allowances and carry forward.
UK Tax Year Changes 2026/27
What changed in the 2026/27 tax year: personal allowance, income tax bands, National Insurance rates, student loan thresholds and the Scottish budget.